Fort Myers Beach, Bonita Beach, Bonita Springs, North Naples, Estero, Fort Myers & Cape Coral Home Buyers FAQ's
Answering Your Bonita Beach/ Bonita Springs Home Buying Questions
Buying a Fort Myers Beach, Bonita Beach or Bonita Springs, North Naples, Estero, Fort Myers & Cape Coral home is both thrilling and a bit unnerving, especially if you're a first-time home buyer. Both experienced home buyers and first-time buyers alike will benefit from the frequently asked questions below. Before you begin your Fort Myers Beach, Bonita Beach and/or Bonita Springs, North Naples, Estero, Fort Myers & Cape Coral home search, it is recommended that you prepare yourself for the journey by educating yourself. This will ensure you are a knowledgeable home buyer prepared to make a confident home buying decision.
Q - I've never purchased a home before. Where should I begin?
A - Actually, you've already started the process. Fact-finding and reading articles is a great way to become a smart consumer. The highest priorities to focus on before you begin searching for specific areas, neighborhoods, or homes would be to:
- Familiarize yourself with your personal finances.
- Learn about the Fort Myers Beach, Bonita Beach and/or Bonita Springs, North Naples, Estero, Fort Myers & Cape Coral real estate market.
- Carefully review your budget and begin to eliminate as much debt as possible.
- Have a down payment and earnest money ready when the time comes to act and make your offer.
Your next step is to contact us. As your representative, we will walk you through the process, prepare your offer, present your offer and any counter offer, protect your interest and manage the details of your real estate transaction from the initial signing until closing. Because you are a valued client, our relationship with you and our commitment to you doesn't end at closing.
Q - With all the bad news about mortgage products and home foreclosures, how do I avoid making a big mistake when deciding which type of loan to select?
A - Once we meet and review your finances along with your home buying needs, we can recommend several trusted lending professionals to help you, or you can choose your own. Having upmost confidence in your lender is important. Be sure you feel completely at ease with them and do not feel any pressure. They should speak to you in easy and understandable terms. Ask a lot of questions and never sign any document until you completely understand what you are signing. Lending professionals are recommending fixed interest rate loans now because interest rates are still very attractive. Of course, the type of loan best for you depends on several factors.
1. How much money do you have for a down payment?
2. How long do you plan to live in the home?
3. Do you qualify for a FHA or VA loan?
The time to buy is NOW!
Let's Get Started!
Are you ready to schedule your home buying consultation? If so, contact us today and together we will review your needs and budget to find the right property on Fort Myers Beach, Bonita Beach or Bonita Springs!